A clear guide to understanding the appraisal process and staying ahead of potential issues What is a home appraisal? After your offer is accepted, your mortgage lender will arrange a home appraisal. This is a licensed, third-party evaluation of the…
A guide to understanding the home inspection process and how to prepare for it Why home inspections matter A home inspection is an important part of buying a home. It gives you an independent, professional assessment of the property’s condition…
If you're buying a home, you've probably looked into different ways to lower your monthly mortgage payments. Improving your credit or making a larger down payment are two common strategies. But there’s another option that might be available depending on…
Working with a real estate agent can simplify the homebuying process, especially for first-time buyers. But if you are comfortable managing the details yourself, it is absolutely possible to buy a home without one. In fact, avoiding agent commissions may…
Buying your first home is an exciting step, but it comes with costs that go beyond the listing price. If you are starting to save and plan for your first home purchase here in New Mexico, this guide will help…
Buying a home is a significant decision, and selecting the right location can greatly impact your experience as a homeowner. As your trusted mortgage broker at Save More Lending, we've helped many clients find their ideal homes across New Mexico.…
Before you start shopping for a new home, it is smart to get preapproved for a mortgage. At Save More Lending, we want you to be ready to make your best offer and avoid wasting time on homes outside your…
At Save More Lending, we know buying a home is a big deal. If you just got your Closing Disclosure, you are very close to being done. This document, sent at least three business days before you sign your final…
Purchasing a home is a significant milestone, and in a dynamic market like Albuquerque, being well-informed can make all the difference. This guide will walk you through each step of the homebuying process, enriched with local insights and current data…
At Save More Lending, we know that buying a home is one of the biggest financial steps you will take. Most people need a mortgage to make it happen, but a strong savings plan can help you build the down…
